Retirement Investing and Maintaining a Budget

Retirement Investing and Maintaining a Budget

The first step to avoid financial debt within retirement <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=””> investing </a> is to

create and maintain a budget. It’s easy, simple and can be fun.


Take an inventory of expenses with a list. You must include everything

in order to get an accurate accounting for your retirement investing.

Don’t forget the simplest of expenses. I.E., purchasing of lottery tickets, gas for the lawnmower, incidentals, etc. A great way is to

keep a log and receipts for everything for a least one month.


Next, calculate income. Your main income, side income, investments,

etc.  Does your income cover your expenses. It should with a surplus.

You may need to add some new expenses in your retirement investing.

Remember, you are investing in your retirement by calculating the cost of everything. Keep in mind that an executed budget will allow you to not only meet your expenses, it will also enable you to pay back

outstanding debt, meet monthly expenses and place money into your

savings or retirement investing.


Reduce your spending habits. You will see this by your log & receipts.

This may seem a little extravagant but you will soon see the importance to it.  Pay cash for everything you can and not use a charge card. If you use a debit card, keep accurate records to record the purchase in your checkbook. You may have to start to clip coupons. Something you may never thought of before. If you don’t need your home phone for a security system, get rid of it and only keep your cell phones. Only use them with plans that have anytime minutes, texts and the like. Keep in mind that these anytime minutes plans only apply to cell phone to cell phone. So if you call a lot of land lines ( who knows why you would) this won’t work for you. If you are still working, brown bag it. Can you refinance your mortgage or are you ready to sell your <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=””> real estate </a> and downsize? Gee, another savings for you.


Maybe you can bundle your insurances. Home, auto, life, health. Check with your agent.


How can you save any monies these days?  Well, first you have to put yourself first on your list of monthly expenses. Before you stroke any checks or online bill pay, you must set a certain amount for your savings account. An additional way to save is to put all your change at the end of the day in a jar. At the end of the month you will have accumulated more than you think. When you’re at the store and it’s time to pay, pay with bills and don’t use any change in your pocket.

You may feel discouraged at first. However a little tweaking may have  to take place every now and then. 


Warning….plastic can be hazardous to your financial <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=””> health</a> . You know what plastic I mean. Your credit cards. If you must, cut them up or keep one in a safe place ( not your wallet) for emergencies only.  Another way to help save is how you use products. You don’t have to pay more for a product that will give you the same results. Don’t be a label  or brand name shopper.


All of these tips will certainly help you in your retirement investing  and planning.


Adjust your attitude and your lifestyle. You will benefit.






Ric Dalberri is a graduate of Columbia State University & has been involved in his own business (sold) employing over 100 people. As

well as being a top producer as a Financial Specialist for over a decade with one of the largest financial institutions in the U.S., Ric has many years experience in sales and  management. Ric was also a mentor in

the financial arena as well as a volunteer teacher for Junior Achievement.

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Quality Sterile Plastic Bag “filling Equipment” Should Have The Features

Quality Sterile Plastic Bag “filling Equipment” Should Have The Features

Currently on the market common milk Package Installed are: Tetra Pak, roof bag, sterile plastic bags, in which sterile plastic bags of milk to a more affordable price hit with customers. Recently, this reporter interviewed some of the sterile plastic bag in the dairy industry understands that these enterprises in the selection and use of sterile plastic bags Filling machine There are problems. To solve these problems, this newspaper in particular Make This second album, hope can help users to solve these problems.

  A sterile plastic bag filling machine of the basic performance requirements

Aseptic filling machine plastic bags after the role is to Sterilization Food ( Dairy products Etc.) in a sterile environment, packaging, sealed in aseptic containers, in order to not increase Antisepsis Agent, under conditions without refrigeration to get longer shelf life. (Figure)

Specifically, sterile plastic bags filling machine must meet the following requirements:

1. Use of packaging containers and sealing methods must be suitable for aseptic filling and sealing containers synthesized during storage and distribution of micro-organisms must be able to stop by. At the same time, packaging, product containers should have prevented the physical characteristics of chemical changes.

2. Containers and product contact surfaces must be sterilized before filling, the effect of sterilization and sterilization prior to the pollution of the surface of the container.

3. In the filling process, the product may not be from any parts of the equipment or the environment external circumstances such as pollution.

4. Sealing must be carried out in the sterile area, to prevent microbial contamination.

Second, high-quality plastic bags aseptic filling machine performance requirements

Light sterile plastic bag filling machine at home and abroad the situation, a high-quality sterile plastic bags filling machine should have the following requirements:

1. Products to A-or B-class commercial aseptic requirements

By “liquid food Packaging Equipment Acceptance “(draft) test methods are:

(1) total number of colonies determined by the provisions of GB 4789.2.

(2) Determination of coliform bacteria according to the provisions of GB 4789.3.

(3) Salmonella testing in accordance with the provisions of GB 4789.4.

(4) Shigella test conducted in accordance with the provisions of GB 4789.5.

(5) of Staphylococcus provisions by GB 4789.10.

(6) hemolytic Streptococcus Test according to the provisions of GB 4789.11.

(7) of molds and yeasts according to the provisions of GB 4789.15.

(8) sterile A-, B-and heat sterilized Filling equipment The packaging of liquid food micro-proliferation test.

A. All samples will be 36 ± 1 7 days under the condition of insulation;

B. Visual detection of up package (bags, bottles), disclose the unit sample, the number of records;

C. Open the remaining samples were all measured pH values and sensory examination, and the detection of most samples with pH values of 0.2 or above normal difference and sensory examination of doubtful (turbidity, precipitation, color change, smell or taste changes) of the samples, smear staining. With Gram staining, microscopy, observed at least five horizons, to determine whether the phenomenon of microbial proliferation. Will record the number of samples of microbial growth;

D. The b and c the number of records microbial growth is derived by adding the total number of indicators of failed samples.

(9) free residual chlorine test according to GB5750 the provisions in 37.1.

(10) H2O2 of residues in Appendix A in accordance with the provisions of GB14891.9.

2. Equipment has good adaptability (1) wide range of filling capacity

Better equipment at home and abroad filling capacity of 120 ~ 550ml / bags.

(2) the applicability of the package material

Better equipped to adapt to a wide range of packaging materials, packaging materials that enable users to have more choice.

3. Automatic Control System Devices to automate the delivery of packaging materials, forming, sealing action, with a wide range of filling, and to achieve high packaging speed.

Better equipment, production capacity at home and abroad from 6000 to 7000 bags / hour.

4. Automatic CIP device independent Before and after for the production of alkali solution, acid solution, sterile water, cleaning and high-temperature steam sterilization.

5. System fault alarm and protection

Order to ensure the filling machine to produce qualified products, the system should have a proper alarm system to ensure that the system failure alarm signal in time and make the corresponding linkage protection, such as: stop filling, parking and so on.

6. Lower energy consumption Electricity, compressed air, steam, water, energy consumption should be smaller to reduce the user cost.

7. The low rate of leaky bags

Equipment to reach ten thousandth of the rate of about leaky bags of good performance. If the leaking bags of less than one thousandth, then the equipment should be regarded as unqualified.

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Keeping it Simple: Straight Talk About Dressings for Rubber, Plastic and Vinyl

Keeping it Simple: Straight Talk About Dressings for Rubber, Plastic and Vinyl

Ever roll into your local auto parts store to get some car care supplies, for example – dressings for tires, trim or your interior? With the vast array of products available, it is confusing to say the very least!

Considering your choices, combined with all slick packaging, hard to see sizes, and pretty pictures – all these products are competing for your hard earned dollars. The result is confusion of what product to buy for what application. Do you use the same product to dress and protect tires as you do for your leather seats?

Let’s keep it simple, folks! This isn’t rocket science – we’re talking about dressings here. Hopefully this article will give you some insight into the choosing the right product for the right job.

Basically, there are two kinds of dressings – Water Based Dressings and Solvent Based Dressings. So look at what we’ve done here – grouped all of the dressings into two options. I don’t know about you, but I can get my arms around 2 choices pretty easy. We all like keeping things simple.

Both Water Based and Solvent Based dressings have their rightful place and use, and have different properties, pros and cons. In keeping with our “simple” theme and as a general rule of thumb, here’s the skinny: Use Water Based dressings on the inside of your ride and Solvent Based dressings on the outside. Pretty simple, isn’t it?

Why the inside / outside choice, you ask? Simple! When water hits a Water Based Dressing – it tends to fall down, fall apart, poof – gone. Water Based Dressings generally don’t stand up to the elements as well as Solvent Based Dressings do.

Solvent Based Dressings tend to repel water, much like water beading from a waxed finish on your car. In my opinion, Solvent Based Dressings also give a more rich, luster-like finish and do an excellent job of bringing back the fading of vinyl and rubber typically seen on the outside of your vehicle. The bottom line is that Solvent Based Dressings are longer lasting and more durable when constantly exposed to the elements.

– A little more detail about Water Based Dressings

Most of the dressings available at retail stores come in a ready to use formula. The downside of this is, if you don’t like the particular finish of these products, you are stuck with it. For example, you might want a more of a matte finish instead of an out-of-bottle glossy finish a product might provide. You figure, since it’s water based, you should dull it down with water, right? Not so.

Most of these dressings aren’t designed to be mixed with water, and now you have worthless bottle. As well, we have all had the experience when these dressings really never dry to the touch and become a big dust magnet. Well, you figure, so much for dressing and protecting your interior, right? Not so!

Water Based Dressings that the professionals use actually dry to the touch AND are designed to be mixed with water to give you the exact finish you desire. But the best part is they don’t usually cost any more than their retail counterparts!

– A little more about Solvent Based Dressings

Solvent Based Dressings tend to do a better job at restoring faded trim and plastic, offer excellent UV protection and are easy to apply. To get the finish you want, instead of diluting these products like Water Based Dressings, simply wipe the dressing on with an applicator to get your desired finish. More equals a higher gloss, less a lower gloss. For those who want a high-gloss finish on their tires, simply spray the dressing on and let it dry. For those who prefer a lower gloss, wipe the dressing while wet to get their desired finish.

In addition to tires, a good Solvent Based Dressing can also be used to dress and protect all of the rubber, plastic and vinyl trim on the outside of your ride.

– Lastly, one more Specialty Dressing – a cleaner and conditioner in one

There is one more category of dressings that should be mentioned here – a cleaner and conditioner combined. For example, one of the most delicate interior surfaces of your ride is leather. The key to keeping leather nice is delicate cleaning and proper conditioning to keep it supple and protected. Check this out for simple – wipe the product on and then wipe it off. In most cases, these specialty products are also scented like leather.


Don’t let all the choices and hype about dressings confuse you. Use Solvent Based dressings for the outside, Water Based Dressings for treating and protecting the inside and consider Specialty Dressings for cleaning and conditioning delicate surfaces such as leather.

Scott Ellis is from Jax Wax Distribution Systems and is responsible for distributing Jax Wax Car Care Products retail worldwide. Jax Wax Car Care Products are widely used in commercial businesses such as detail shops, body shops, and auto dealers. Jax Wax is now packaging its products in smaller quantities for the consumer market. You can get fast, commercial quality results by doing the detail work yourself. For more information, go to or call 877-7JAXWAX.

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Biodegradable Plastics use increased rapidly in Costa Rica

Biodegradable Plastics use increased rapidly in Costa Rica

Central American countries Costa Rica, its small area, but over the years in the use and control of pollution of natural resources into a huge level of environmental protection of American States ranked first. Especially in the last three years, biodegradable plastic products used in Costa Rica is a significant increase.

    Costa Rica 米兰尼奥特 Juarez, Ms. CEO 西尔维娅维 Canada said in an interview recently that the company three years ago, the oxide-type bio-degradable technology into Costa Rica market. Now it seems that despite the biodegradable plastic products in Costa Rica, the plastic products market share of less than 10% but the growth rate is quite rapid.

    西尔维娅维 Ms. Canada said the technology can be oxide-type biodegradable plastic into a complete decomposition of the material can be micro-organisms in order to achieve environmental objectives. She said that although the production cost of biodegradable plastics than ordinary plastic high 5% to 10%, but in the long run, in order to protect the environment a little more money, far better than to put the years can not break down the waste to accumulate in the Earth the better. Consumers increasingly recognized that Costa Rica had the idea, because many consumers are now accustomed to buying can degrade in the environment-friendly plastic containers, packaging bags and bottles.

    According to 米兰尼奥特 Alvarez has released statistics on global production of plastic each year, nearly 220 million tons, of which about 2 million tons of plastic debris is being discharged into rivers and lakes. The company estimates that since 1930, approximately 90% of plastic waste without decomposition, is still left in the earth, polluting the soil, water and air. Some international environmental monitoring agency’s data show that each year about 1 million sea birds die because of plastic ingestion, many sea turtles are also due to mistake floating plastic bags or plastic film as a jellyfish eat and died.

    It is reported that, due to the promotion of biodegradable plastic products fit the global trend of environmental protection. Apart from outside Costa Rica, El Salvador and Guatemala to promote the Central American countries are gradually biodegradable plastic products.

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Clean Technology Annual Deals Analysis 2010

Clean Technology Annual Deals Analysis 2010

GlobalData’s “Clean Technology Annual Deals Analysis 2010” report is an essential source of data and trend analysis on the Mergers and Acquisitions (M&A) and financing in the clean technology market. The report provides detailed information on M&A, Equity/Debt Offerings, Private Equity, Venture Financing and Partnership transactions registered in the clean technology industry in 2009. The report portrays detailed comparative data on the number of deals and their value in 2009 subdivided by deal types, segments, and geographies. Additionally, the report provides information on the top private equity, venture capital, and advisory firms in the clean technology industry.

Data presented in this report is derived from GlobalData’s proprietary in-house Clean Technology eTrack deals database and primary and secondary research.

Investments In The Clean Technology Industry Increased By 32%, While The Number of Deals Decreased By 24% In 2009

The clean technology market witnessed a 32% increase in investments to reach 1 billion in 2009 from 8 billion in 2008. This was driven by new climate and energy legislation from governments worldwide, and especially China’s large players scouting out to gain technology and market access in the West. Troubled companies looking at realignment with large-stronger companies in order to survive has also created the perfect storm for investment activity in the clean technology market, despite the economic turmoil. The first quarter of 2009 had emerged as the best investment quarter with 7.2 billion of new investments.

The clean technology market had seen a gradual increase in investments with CAGR of 30% from 2005-2009, driven by confluence of economic trends, technological advancements, and resource constraints which has positioned the clean technology market for sustained growth.

The number of deals decreased from 2,853 deals in 2008 to 2,176 deals in 2009, attributing to large number of small deals. The year 2009 showcased a big challenge for huge amount of capital raising.

Mergers & Acquisitions’ Investments Increased Marginally In The Clean Technology Industry In 2009

Mergers and acquisitions witnessed a marginal increase in investments to reach .5 billion in 2009 from .1 billion in 2008. M&A activity was buoyant in the clean technology market, spurred by enormous stimulus packages provided by various governments worldwide and the clean energy legislative activity.

Q1 2009 pocketed maximum investments with .9 billion. Some of the big-ticket deals that led to huge investments in Q1 2009 include: Acciona’s sale of 25.01% interest In Endesa for .2 billion; RWE’s .8 billion acquisition of Essent; and Vattenfall’s acquisition of 49% interest in Nuon for .2 billion.

The number of M&A deals decreased from 832 deals in 2008 to 526 deals in 2009, due to companies nidus approach on the stabilization and on the planned capital investment activities.
Further, asset transactions/purchases of clean technology assets, such as wind farms, solar and hydro equipment, ethanol/biodiesel plants, recycling facilities, and geothermal projects, witnessed a decrease in investments from .3 billion in 2008 to .5 billion in 2009. The big drop out in investments was attributed to International Paper’s acquisition of Weyerhaeuser’s containerboard packaging and recycling business for billion in 2008. However, the number of deals increased to 104 deals in 2009 from 54 deals in 2008.

According to Arun Kumar C, Analyst at GlobalData, “Consolidation activities in clean energy generation sector are partly attributed to the marginal increase in M & A activities in the clean technology industry. Small and medium sized cleantech companies struggled to stay afloat during 2009 due to tight financing options caused by credit crunch. Global credit crunch made the SMEs potential targets for mergers and acquisitions. Government owned power utilities in an effort to diversify the energy mix acquired clean energy companies the world over which also bumped up M&A Investments.”

Increased Financing Through Debt Offerings

Debt offerings, including secondary offerings and private placements, became the most prominent among all financing activities in the clean technology market with over 1 billion raised from 550 deals in 2009, compared to 7 billion raised from 474 deals in 2008.The increase in investments can primarily be attributed to energy generation segment with a contribution of 51% to the total deal value in 2009. Public debt offering dominated the debt market with 460 deals worth 5 billion. Further, the clean technology market has seen a gradual increase in debt offerings with CAGR of 46.7% from 2005 – 2009.

In addition, equity offerings, including initial public offerings (IPOs), secondary offerings, and private placements, increased from billion in 2008 to billion in 2009. One of the major deals that caught the headlines was Enel’s completion of rights offering for billion.

According to Arun Kumar C, Analyst at GlobalData, “Global stock markets plummeted and investor confidence in equities remained at very low levels throughout 2009. Corporations naturally opted for low-risk debt instruments to finance their operations and expansions which manifested as a marked increase in debt offerings.”

Decreased Venture Capital Funding For Clean Technology Companies In 2009

Venture capital financing for clean technology companies decreased from .8 billion in 2008 to .4 billion in 2009, paralleling the global economic decline, after a good bullish run in the investment from .6 billion in 2007 to .8 billion in 2008. The number of venture capital deals also decreased from 373 deals in 2008 to 236 deals in 2009; primarily driven by the cautious movement of venture capitalist and tumbling global economic indicators. Energy Generation, Energy Infrastructure, and Transportation segments saw strong investment contributions from venture capitalists in 2009.

Some of the major companies that squeezed out venture capital funding in 2009 were Today Energy Equity, Inc., a developer of solar power plants, which received 0 million from Hiroshi Development, LLC and Credit de Laque, LP; Silver Spring Networks, Inc., a smart grid solutions provider, which received 0 million from Google Ventures and Kleiner Perkins Caufield & Byers; and Suniva, Inc., a manufacturer of silicon solar cells, which secured million from Warburg Pincus LLC. Khosla Ventures emerged as the top venture capital firm by providing financing for 12 clean technology companies worth 1.3 million in 2009, followed by Kleiner Perkins with 11 financing deals worth 4.4 million.

In addition, private equity (PE) financing decreased drastically from billion in 2008 to .6 billion in 2009, mirroring the global financial meltdown. The Quercus Trust topped the PE financing table, by participating in 10 transactions for deal value worth .3 million in 2009.

According to Arun Kumar C, Analyst at GlobalData, “Clean technology industry received less than expected PE\VC Funding in 2009 with investors’ enthusiasm tumbling due to the gloomy economic climate. PE\VC firms held back from investing in new cleantech ventures and followed wait & watch approach looking for green shoots in global economy.”

Investments Surge In Asia Pacific And Europe In 2009

Clean technology investments in Asia Pacific and Europe increased by 126% and 52% respectively in 2009. Asia Pacific registered .3 billion of investments in 2009 compared to .7 billion in 2008, and Europe reported investments of 8.4 billion in 2009 compared to 0.5 billion in 2008, amid the financial crunch and economic crisis. Further, North America registered a steady growth in investments, from 1 billion in 2008 to 5 billion in 2009

Further, Middle East and Africa saw a decline of 52%, registering billion of new investments in 2009, and South Central America saw a decline of 12% with .5 billion of investments in 2009.

According to Arun Kumar C, Analyst at GlobalData, “Aggressive ramp-up plans for renewable energy sources in the developing economies of China and India attracted significant investments to Asia Pacific cleantech sector. Governments and Investors joined forces to invest enthusiastically in clean technology industries causing a spurt despite the gloomy economic conditions.” For more details, please vist

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The Right Containers For Your Tomatoes

The Right Containers For Your Tomatoes

Making use of containers as you plant your favorite fruit? Don’t you know that though we often neglect it, there are containers that would give off better results than the others? Little did you know but the container you use for your plant affects the growing of your plant. Containers are very useful to our growing of homegrown tomatoes. When you do indoor planting, the container holds your plant in a more compact state. An addition to this is that your plant becomes much easier to handle since they have become mobile and easier to transfer from one place to another. You might think that as long as the container can carry soil, you are already set for planting tomatoes in containers. But actually that’s not all there is to know. The kind or the type, the quality, the size and the color are the factors you should think about. The type of planting technique should at one hand be another consideration.

For indoor planting, it is best to use the fiberglass or plastic pots. These containers are the ones that I would recommend you because of reasons that would benefit both you and your plant. There are basically two major explanations why this has been the popular choice. The first major reason is for economical purposes. These pots are larger than the others and can carry larger tomato plants. They have larger spaces and your plant’s roots can fully develop in this larger area. The second reason is that the soil in which the tomatoes are planted should remain moist. Plastic and fiberglass pots will keep your plants from drying up even if you expose your tomatoes to the heat they badly needed.

If you are doing hydroponics, the container you can use can either be a cement trough, a glass jar, an earthenware crock, a fiberglass tank or a container made of metal. Those that are made up of metal and concrete should be painted with asphalt emulsion before use. Painting it from the inside shall avoid the toxicity in your plants. For glass containers, you are to consider the opposite side. You need to paint the outer portion with dark color to avoid chemical change as the sunlight hits your container. Another reason why it should be painted with black is that the dark color prevents the possible growth of algae caused by the sun. However, when you do hydroponics, the fiberglass is the best option for a container.

The very thing you need to consider when you grow your tomatoes with the help of containers is that no matter how huge or small your containers are, it should be able to carry the weight of your plant. Often do we neglect it but it is true that the container matters. It is important that you use that which fits your tomato variety and the kind of planting technique that you would like to put into practice. Little may containers be, but they have big contributions on growing the juiciest and tastiest homegrown bests.

Paul Dale is the author of “Tomato Growing Secrets”. For more great information on growing tomatoes in containers go to our website. The website contains valuable information on anything related to growing your own tomatoes.

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Delhi Tour Agencies: Avail amazing tour package

Delhi Tour Agencies: Avail amazing tour package

Budding up of many touring agencies give clear vision that travel industry is shinning. Number of packages are designed letting explore tourists’ India.

Traveling has always been people’s top priority. We all love to unlock new places and spots. Exploring unseen destinations and getting close to smart destinations always rule our minds. Humans crave to travel and learn about new places.

People from far off places visit to new places and spots. Traveler have high inclination to explore the new destinations. Travel industry is booming because and new benchmarks have been achieved. Travelers are great source of revenue for a country. Even many earn and this mark as major source of income.

Country like India support many tourists’ destinations and travelers in big number come to the place to get introduced to the beautiful and unique places. People in India are highly dependent on the tourists’ activities and form the great source of income from them. Flourished and coming up touring agencies really proves that travel industry has really done wonders in the life of unemployed.

Delhi is the pivot when tourist visit India, the state is national capital housing amazing options. Housing galore of ease and convenience, the state also posses oodles of charm and potentials which enrapture travelers from every nook of the world. People from every corner world visit to Delhi and then leave for other cities and tourists destinations. Delhi tour agency can be easily located which are  into designing of versatile and flexible touring packages.

Delhi tour agencies cater the need of diverse travelers and fabricate wonderful holiday packages for any Indian cities. India boast many places which are ideal for spending vacations. Besides, the beautiful demographic of the country lends amazing pleasure and also smart weather. Touring agencies in Delhi provide smart holiday packages for spending beautiful vacations.

India have dedicated ample of space for the survival of wildlife. Beautiful variety of flora and fauna are  budding in various cities. Wildlife tour packages take visitors to the enthralling nature letting a view to get introduce to the various animals. Tigers, Leopards, crocodile, elephants, deer etc can be closely looked in safe way with the wildlife tour package. Travelers and visitors really relish the charm of the various animals and birds sanctuaries which are situated in India. Wildlife tour package can really take you close to the nature and memory of lifetime can be earned.

Golden quadrilateral tour is another wonderful package which are designed to make tourists aware about the beauties which are located in different cities of India. This package is amazingly designed to cater varied interests of the tourists.

Another highly revered touring package is Kashmir tour package. This state is once quoted as heaven on Earth due to the bewitching beauty and charm. The place is highly magnetic and grabs travelers’  attention. Travelers love the Kashmir tour because of the natural beauty which is present there.

Interests’ of tourists are incrementing which is due to the hard efforts of government and people associated with this domain. Many holiday packages are designed to capture the interests of the guests visiting India.

Author Bio:-
Jack Smith is well known writter of delhi tour travel, kashmir tour package and golden quadrilateral tour. He has written many book and article on delhi tourism, palace on wheel tour rajasthan, wildlife tour packages, palace on wheel tour and delhi tour agency.

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A Rich Wood Carving Tradition in Oaxaca, Mexico: Spotlight on Jacobo

A Rich Wood Carving Tradition in Oaxaca, Mexico: Spotlight on Jacobo

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Reusable Shopping bags in; store’s plastic ?T-shirt bags’ on way out

Reusable Shopping bags in; store’s plastic ?T-shirt bags’ on way out

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The single-use plastic bag could be an endangered shopping species. The thin plastic bag with handles is under pressure from municipal bag bans and a growing number of retailers who are encouraging shoppers to bring your own reusable bags.

Anew industry has sprung up that’s churning out reusable bags made from recycled water bottles and other more eco friendly materials, and is poised to profit from the passing of the traditional plastic bag.

Dan Sabbah, president of global Design Concepts in New York, is one executive predicting the days of the plastic bag are numbered. “Plastic bags are quickly going the way of extinction,” Sabbah said.

“Retailers are getting ahead of this curve, Sabbah said. “I don’t believe anyone thinks this is going to go away. This is going to be the wave of the future.” Wal-Mart Stores Inc., the world’s largest grocery and retail chain, has pledged to cut its plastic shopping bag waste by 33 percent- or 9 billion bags a year- by 2013. This year it began a bag-free trial in California, eliminating them at three stores there. Swedish furniture company IKEA and organic grocer Whole Foods Market Inc. stores banished them in 2008.

Target Corp. in April handed out 1.5 million reusable bags in honor of Earth Day. The discount retailer gives shoppers a 5-cent rebate for every time they use one of their own reusable bags instead of a new plastic one.

An organization that represents plastic bag makers argues, however, that the future of plastic bags will be one of rebirth and recycling, not R.I.P.

“Reports of the death of the plastic bag are greatly exaggerated,” said Shari Jackson, director of the Progressive Bag Affiliates, an association representing the major U.S. makers of plastic bags and plastic-bag recyclers.

“There’s another side- the recycling side- that is just not being told, and it’s growing,” Jackson said. The PBA has set an industry goal to achieve 40 percent recycled content in all bags made by its member companies by 2015. In 2008, Jackson said, more than 832 million pounds of bags and other plastic films were recycled and most retail chains have bins for recycling bags. Recycled bags are being used to make composite deck materials, fencing, shopping carts, containers and new bags, she said.

Supporters of the reusable bags say they hold much more than the typical t-shirt bag and because they are woven out of recycled plastics, they also can be tossed in a recycling bin when they wear out. Most retailers sell the basic reusable bags for about . Wal-Mart jumped on the reusable bags bandwagon in a big way in 2007, cutting its bag price to 50 cents.

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For more information about

reusable bags Please move on

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The World of Korean Tea

The World of Korean Tea

Nokcha (Green tea)

Nokcha (녹차), or green tea, is made from tea leaves that have been dried to retain their green color. It is one of the most frequently enjoyed beverages both at home and in teahouses, and is readily available in grocery stores. Nokcha is a light delicious beverage that can be served hot or cold. Special nokcha teabags are even available for a refreshing cold green tea drink in the summer. The best temperature for brewing nokcha is between 60~68℃, ideal for retaining all the properties beneficial to health. Korean people use nokcha to enhance the green color of vegetables and to neutralize fish or meat odors. As to its medicinal effects, the catechin in green tea helps prevent food poisoning and geriatric diseases. Nokcha is widely used in cookies, cakes, bingsu (a shaved ice dessert), and ice creams to enhance both flavor and color. People also use green tea for aesthetic purposes: water infused with green tea is used for bathing, while yogurt mixed with green tea powder is often applied as a facial pack.

The tea culture in Korea was widely influenced by Buddhism and Taoism, leading to the development of Suyangdado, the performing of tea ceremonies as a way of cultivating the mind. Tea was thought to soothe the mind and create a peaceful atmosphere. Korea has long been referred to as Geumsugangsan, meaning ‘silken tapestry of rivers and mountains’, and was known as a country flowing with water, a perfect backdrop for the fulfillment of the ancient teaching that says “good tea requires good water.” The best-known tea production regions in Korea are Boseong in Jeollanam-do, Jeju-do, and Hadong in Gyeongsangnam-do, each of which annually holds a green festival.


Medicinal Tea

Saenggangcha (생강차, Ginger tea)

For thousands of years ginger has been a key ingredient in dishes served throughout the world. In addition to its delicious flavor and culinary importance, the spice has great medicinal value. Ginger is believed to warm the body, ease symptoms related to fatigue and help absorb other medicinal compounds while neutralizing toxicity in the body. Saenggangcha is often taken at the first sign of a cold to prevent symptoms from getting worse, especially chills or fevers. It’s no wonder that this beverage has long since been a mainstay among Korean home remedies.

* Recipe: Thinly slice fresh gingerroot and marinate in sugar or honey. Add a spoonful of the mixture to hot water and stir. Or, just simply boil ginger and honey in a pot of hot water. Pour and enjoy.


Insamcha (인삼차, Ginseng tea)

Korean ginseng is globally known for its health benefits. Ginseng tea stimulates the appetite, and prevents fatigue, nervous disorders, and diabetes. In spite of being known as an appetite stimulant, it is also highly valued as a dietary supplement because of its reputation as a natural energy booster. There is a mistaken belief that people who tend to have a higher body temperature should not eat ginseng. In fact, ginseng can either raise or lower the heat in the body depending on the individual and the amount of ginseng ingested. When selecting a ginseng root, look for a smooth surface, firm texture and significant weight. In Korea, the best ginseng roots come from the Punggi and Geumsan regions. For a first-hand look at how ginseng is grown and harvested, visit one of these exciting festivals: Pung-gi Ginseng Festival or Geumsan Insam Festival.

* Recipe: Add sliced ginseng and jujube to water and simmer for several hours. Mix with honey and garnish with a few pine nuts


Ssanghwacha (쌍화차, Ssanghwatang)

Ssanghwacha or ssanghwatang is deep brown in color with a slightly bitter taste. The word ‘ssang’ refers to energy and the concept of ‘yin and yang’, while ‘hwa’ means harmony. Hence, the name of this tea is derived from an ancient prescription used to supplement energy and bring the body into a more balanced state of equilibrium. This kind of tea is said to cure fatigue, physical weakness, and cold sweats, making it a drink that it often consumed by Koreans when they feel under the weather. Ssanghwacha can be made by boiling down a number of medicinal herbs, but many people today buy it pre-made in medicinal herb shops, pharmacies, or supermarkets. For a more traditional experience, try one of the teashops in Insa-dong, which sell great-tasting ssanghwacha teas.

* Recipe:Add the roots of white peony, sukjihwang (steamed rehmannia root), other medicinal herbs (depending on your particular tastes and/or symptoms), ginger, and jujube to water. Simmer for several hours.


Fruit-based Tea

Daechucha (대추차, Jujube tea)

In Korea, Daechu (jujube) is synonymous with autumn fruit and has long been used as a medicine and in a variety of Korean dishes. The best daechu fruits are large, lustrous and deep in color. When the fruit ripens to a rich red, it is dried and ready to be made into tea. The tea is known as a powerful agent in combating colds, reducing fever, soothing neuralgia, warming the body and aiding digestion

* Recipe: Add dried daechu to water and boil it down until it becomes a dark infusion. Stir a few spoonfuls of the mixture into a cup of hot water.


Yujacha (유자차, Citron tea)

The deep aroma and flavor of yuja (a type of citrus fruit) make it a much-favored wintertime tea. Korean people have been making yujacha since ancient times, using the highly acidic citrus rinds of the yuja, a part of the fruit that would have had very little use otherwise. To make the tea, remove the seeds, leaving only the flesh and rind. The easiest way to make yujacha is to thinly slice the rind and boil it in water to extract the flavor. Yuja is beneficial in treating coughs, headaches, and neuralgia. It is interesting to note that yujacha is especially popular with the Japanese.

* Recipe: Mix slices of yuja with sugar and set aside for 3 to 4 days. Add a few spoonfuls of the mixture to hot water and stir. Drop in a couple of pine nuts for garnish and enjoy.


Omijacha (오미자, Schizandra tea)

In Korea, omija has long been used for medicinal purposes. It comes from the Schizandra plant, a woody vine on which clusters of the red berries form in August and September. As the Korean name omija (five flavors) signifies, the berry exudes salty, sweet, sour, pungent, and bitter flavors. The tea has a vibrant red color, making it the perfect base for fruit punch. Omija is beneficial in lowering blood pressure and for detoxification. Dried omija berries can be ground to a powdered form and mixed in hot water as a tasty beverage. Fresh berries can also be soaked in cold water for a few hours until the flavors are extracted. It is then boiled and mixed with honey or sugar.

* Recipe: Combine dried omija with water and let it simmer. Sweeten with honey or sugar.


Mogwacha (모과차, Chinese quince tea)

Mogwacha is made using the fruit of the Chinese quince. The sweetness and fragrant aroma of mogwa makes it a more unusual drink, and it is often enjoyed in the winter. Drinking mogwacha regularly helps prevent colds and the ginger and cinnamon in the mixture help warm the body. Mogwacha can be made at home or bought in glass jars in grocery stores.

* Recipe: Put thinly sliced fresh ginseng, ginger, cinnamon, mogwa preserves, and jujube in water and let it simmer until reduced to half.


Maesilcha (매실차, Plum tea)

Maesil tea is made from an Asian species of plum. Brewed from the sour juice of the fruit, maesilcha aids in combating fatigue and stimulating the appetite. It also helps detoxify the body, enhance intestinal function, and relieve symptoms of food poisoning and diarrhea. In spring, people can be found busily preparing maesil extract, maesil liquor, and maesil pickles, which are tried-and-true home cure-alls. Maesil is also used to make jam, juice, condensed liquid, soy sauce and vinegar. It can be dried and stored for later consumption.

* Recipe: Take well-ripened maesil, wash it and dry thoroughly. Arrange a layer of maesil in a large pot and sprinkle with a layer of sugar. Repeat until the pot is filled. After a month, take the maesil out and leave it to ferment for 1 to 3 months. To make the tea, mix a few spoonfuls of this condensed juice in hot water.


Grain-based Tea

Yulmucha (율무차, Adlay tea)

A perennial plant of the family Poaceae, yulmu (aka, Adlay or Job’s tears) is a healthy grain with a higher protein and fat content than rice. The grains of yulmu are dried and ground into a powder, which is then added to boiling hot water. Valued by Koreans as a healthy pick-me-upper, the tea can be purchased in powdered form in grocery stores. It is also widely available in coffee vending machines.

* Recipe: Dry the grain of yulmu and grind it into a powder. Mix into boiling hot water.


Boricha (보리차, Barley tea)

Boricha is roasted unhulled barley tea that has a nutty flavor which sets it apart from other Korean grain-based teas. Not only does barley fiber activate bowel movement and help stop diarrhea, it is also believed to help hydrate the body, especially in people who are weak and perspire heavily. Nowadays, boricha is readily available in teabag form in grocery stores and in many households serves as a substitute for plain water. To enjoy, simply put a few teabags in water and simmer for about 30 minutes.

* Recipe: Roast unhulled barley and boil in water. Serve hot or cold.


Traditional Beverages

Sikhye (식혜, Sweet rice drink)

Sikhye is a traditional sweet Korean beverage served after a meal or during teatime. It is sometimes called dansul or gamju, but these terms can also refer to other beverages containing alcohol. Sikhye is made from cooked rice and barley malt powder. In days past, the drink accompanied meals because it was believed to aid digestion. In wintertime, sikhye was garnished with a few pine nuts to prevent the drinker from gulping the cold beverage too fast and giving him or herself a stomachache. Today, sikhye is served as a dessert in many restaurants, and it is readily available in cans or plastic bottles in grocery stores and convenience stores. Sikhye is often made at home as part of holiday celebrations and has become a favorite thirst-quencher at jjimjilbangs.

* Recipe: Pour malt water into a pot containing steamed glutinous rice, and leave it to ferment. After it is fermented, remove the rice and rinse it in cold water. Boil with sugar and ginger, and set aside to cool. Pour some of the drink into a cup, add some rice sugar, and top it off with pine nuts.


Sujeonggwa (수정과, Persimmon punch)

Sujeonggwa is a sweet and pungent traditional drink that is customarily used as a palate cleanser. Usually made on New Year’s Day (January 1 by the lunar calendar), Sujeonggwa is made using dried sweet persimmons, cinnamon, and ginger. The ingredients combine to produce a fragrant aromatic drink that is said to warm the body and even cure hangovers. Together with sikhye, sujeonggwa has long been a favorite traditional beverage of the Korean people, and can easily be found in retail stores in cans or plastic bottles. It is also often served as a dessert in traditional Korean restaurants.

* Recipe:Simmer ginger and cinnamon sticks and then add sugar or honey. Garnish with dried persimmon and pine nuts.


For more information about Korean tea and Korean culture, please visit the Official Korea Tourism Organization Website.

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